Consultants & Freelancers
Eligible Operations
- AV Installation
- Car AV Installation
- Classroom Instruction
- Computer Programming
- Computer Repair
- Consultants (except financial, legal, insurance)
- Creative Directors
- Graphic Designers
- House Sitting
- Interior Decorating
- IT Consultants
- Personal Shoppers
- Phone Repair
- Photography & Videography (No Drones)
- Sound Recordists
- Web Developers
- Web Site Designers
- Writers
Ineligible Operations
- Adult Film Operations
Alarm System Monitoring
- Any acts or services performed by an unlicensed or uncertified insured if such licensing or certification is required by law
Babysitters and Nannies
Bouncers
Business Consultants
- Elderly Care
- Financial Planners
- Home Health Care
- Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
- Inspectors
- Investment Advisors
- Lifeguards
- Mortgage Bankers or Investment Bankers
- Registered Representatives or Brokers/Dealers of Securities or Commodities
- Rideshare Drivers
- Roadside Assistance
- Security Guards
- Traffic Control
- Training or Instruction Demonstrated on Real Patients
- Work performed before or after the policy period
Add-ons
Add-ons must be individually added to a policy.
| Add-On | Exclusions |
| Printing | |
| Sign Installation | Performing work over three stories in height (30 feet). |