CGL - May I opt out of terrorism coverage for General Liability policies? Taylor Smith June 22, 2021 14:59 Updated No, because terrorism coverage is included on your policy at no charge. Related articles PL - List of All Included Activities CGL - Does the Commercial General Liability policy we arrange have a Severability of Interests Provision? PL - Should I purchase Professional Liability and General Liability? PL - What does the Professional Liability policy cover? PL - Will combination of General Liability and Professional Liability increase my premium?