CGL - May I opt out of terrorism coverage for General Liability policies? Taylor Smith June 22, 2021 14:59 Updated No, because terrorism coverage is included on your policy at no charge. Related articles PL - List of All Included Activities PL - Should I purchase Professional Liability and General Liability? CGL - Does the Commercial General Liability policy we arrange have a Severability of Interests Provision? How does Business Equipment Protection differ from Equipment Insurance? CGL - My General Liability coverage includes $5,000 in medical expenses. What does this mean?