Handymen / Handyman & Contractors
Eligible Operations
- Alarm Systems Installation & Repair
- Carpentry
- Carpentry - Interior
- Carpet Cleaners
- Closet Installation
- Contractors
- Debris Removal
- Deck Building
- Electrical
- Fence Building
- Finish Carpentry
- Finishing Contractors
- Flooring
- Furniture Assembly (No Cribs or Bunk Beds)
- Furniture Installation - Office
- Furniture Refinishing
- Glaziers
- Handypersons
- Interior Painting
- Invisible Fence Installation
- Locksmiths
- Masonry
- Millwork
- Office Furniture Installation
- Office Machine Installation & Repair
- Painting & Siding
- Piano Tuning
- Seal Coating
- Siding
- Small Contractors including Finishing Contractors
- Smart Home Installation
- Surveillance System Installation & Maintenance
- Surveyors
- Swimming Pool Servicing (No Construction)
- Tiling
- Upholstering
- Walls
- Wallpapering
- Window Decorating
Ineligible Operations
- Alarm System Monitoring
- Assembly of Cribs or Bunk Beds
- Demolition
- Fire or Water Mitigation or Restoration
- Foundation Work or Repair
- Those Specializing in Garage Door Installation, Servicing, or Repair
- Grading or Excavating
- Machinery or Equipment Repair (Other Than Office Machines And Household Appliances)
- Pool Construction
- Roadside Assistance
- Roofing Work or Repair
- Street, Road and Highway Work
- Traffic Control
- Welding
- Performing Work over Three Stories in Height (30 Feet)
- Work on 10 or More New Homes or New Residential Units in Any One Project or Development
- Work performed before or after the policy period
Add-ons
Add-ons must be individually added to a policy.
| Add-On | Exclusions |
| Appliance installation | |
| Chimney cleaning | Performing work over three stories in height (30 feet). |
| Concrete construction | Foundation repair. |
| HVAC work | |
| Plumbing | LPG (propane) connections. |
| Snow / ice removal | Snow / Ice removal including commercial property or multi-unit residential. |
| Floor waxing | Floor waxing operations including commercial buildings with heavy foot traffic (e.g. malls, grocery / convenience stores, hospitals, airports). |
| Plastering / Stuccoing | Operations including E.I.F.S. (synthetic stucco). |
| Exterior Painting | Performing work over three stories in height (30 feet). |
| Sign Installation | Performing work over three stories in height (30 feet). |